In this episode of Money Made Simple, we're back on the topic of choosing the right KiwiSaver provider for YOU. In Part two of two, we look at a couple more factors to consider when choosing a KiwiSaver provider, some would say having saved the best for last.... Jennie and Liv talk about how you might like think about things like a provider's performance, fees and  the concept of value for money.

This episode covers:

• Fund performance across (almost) all the different KiwiSaver providers - how to find an independent view of this, why it's important to look at the long-term
• Conversely, why past performance isn't necessarily a reliable measure of how good a provider may be
• Fees, fees, fees - why we think they're such an important factor in terms of long-term performance (everything in this world is connected, right!)
• What KiwiSaver provider fees actually cover, in case you were wondering
• Value for money - what we think it means, and how you could consider this when choosing your provider

Resources we mention in this episode:

Sorted.org's Fund Finder Tool (our fave!)
Sorted.org Smart Investor Tool
Independent financial education website Moneyhub.co.nz
Blogger MoneyKing NZ

By the end of this episode (well two episodes, really!) we hope you'll have a pretty comprehensive view of all the different factors that can and potentially should influence your KiwiSaver decision making. Just a little time taken now could make a huge difference to your financial future - so go forth and conquer those decisions! We don't think you'll regret it %)

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Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.